What To Do After a Car Accident That’s Not Your Fault?

You’re driving home from work on Canal Street when a distracted driver runs a red light, slamming into your car. The impact jolts you, and your heart is racing. The other driver gets out, apologizing and insisting it was just a mistake. What now? Should you call the police? Will your insurance cover this? How do you make sure you’re protected?

Knowing what to do right after a car accident can protect your health, finances, and legal rights. At Irpino Avin & Hawkins, we help New Orleans residents take control after an accident. Here’s how you can protect yourself and build a strong case to get the compensation you deserve.

Safety First, Always

Your safety and the safety of those around you should always come first. If your car is drivable, move it to a safe location away from traffic. Check yourself and passengers for injuries, even if they seem minor. Call 911 right away to ensure medical help is on the way and law enforcement can document the accident.

If You’re Injures, Try to Get What Information You Can

There are times when an injury is too great for you to be able to be present and say, take photographs of your car, but if possible, try to:

• Exchange contact and insurance details with the other driver.
• Take photos of vehicle damage, road conditions, traffic signs, and any injuries.
• If there are witnesses, get their names and contact information.
• Make personal notes about how the accident happened while the details are fresh.

Avoid Admitting Fault or Speculating About the Accident

It’s natural to feel the urge to apologize or explain what happened after an accident, but these statements can be misinterpreted later. Even saying “I didn’t see you” or “I’m sorry” can be twisted to suggest partial responsibility. Stick to the facts when speaking with the other driver, law enforcement, and insurance adjusters. Let the investigation determine fault based on evidence rather than offhand comments made in a stressful moment.

Contact Law Enforcement

Even in minor accidents, it’s important to get a police report. Law enforcement will document the scene, interview witnesses, and create an official report that can be a key piece of evidence for your insurance claim or any legal action. Request a copy of the report as soon as it’s available.

Seek Out Medical Attention

Even if you feel fine, get checked by a medical professional as soon as possible. Some injuries, like whiplash or internal trauma, can take hours or even days to appear. A prompt medical evaluation not only protects your health but also creates a medical record linking your injuries to the accident.

Notify Your Insurance Company

Report the accident to your insurance company as soon as possible. Stick to the facts, provide the information you’ve gathered, and avoid making any statements that could be interpreted as admitting fault. You have the right to choose your repair shop, so don’t feel pressured to go with the insurer’s recommendation.

Consult a New Orleans Car Accident Lawyer

When dealing with a car accident that wasn’t your fault, having legal guidance can make all the difference. A car accident lawyer in New Orleans can help by:

• Reviewing evidence and accident reports.
• Negotiating with insurance companies on your behalf.
• Calculating the full extent of your damages, including medical bills, lost income, and pain and suffering.
• Taking legal action if a fair settlement isn’t offered.

Don’t Let Them Get Away With It, Get What You Deserve After an Accident

You have more power than you think. At Irpino Avin & Hawkins, we’re here to help you take control of your situation. Contact us today for a free consultation and let us handle the legal side while you focus on recovery.