The Difference Between Social Security Disability Insurance and Workers’ Compensation

Social Security Disability Insurance (SSDI) and Workers' Compensation are two different programs that provide benefits to people who are unable to work due to injury or illness. Understanding the differences is important.

Social Security Disability Insurance (SSDI)

SSDI is a federal program available to anyone who has paid enough Social Security taxes, regardless of how they became disabled. Eligibility requires a disability expected to last at least 12 months or result in death.

Workers' Compensation

Workers' Compensation is a state program that provides benefits to employees injured on the job. It covers medical expenses and lost wages but typically doesn't include payment for pain and suffering.

Key Differences

SSDI is based on work history and Social Security contributions, while Workers' Comp is based on workplace injury. You may be eligible for both programs.

Get Help

Contact Irpino Avin & Hawkins at (504) 525-1500 to discuss which program or combination of programs you may be eligible for.