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Why Most Insurance Claims Are Denied

Insurance policy Many people who purchase an insurance policy simply assume their carrier will honor the policy in full should something happen. After all, a policy is a contract between you and the insurer, and it should be complied with entirely. But there are times where a claim will be denied — some of the reasons are legitimate, while others are questionable at best. These are just a few of the more common reasons why denials take place. Misrepresentation on the Part of the Insured ...

Workers’ Compensation Claim Checklist

If you are hurt in a workplace accident, you have 30 days from the date of the injury to file a workers’ compensation claim or run the risk of losing your benefits. This can be a complex process, however, and it will take a lot of steps for your claim to be approved.   What to Do Here are the things you will need to do to obtain workers compensation.
  • After you file your report, make sure you get a copy of it from your employer. This will be extremely important should any sort of dispute arise over your claim because it will provide the evidence you need to not only show the date of t...

What You Need to Know About Workers’ Compensation

bandaged hand Whether you work in an oilfield or simply have an office job, there is always the risk of a workplace injury. If this happens, you will be entitled to receive certain benefits under the Louisiana workers’ compensation program. Here is some information on how the program works and the types of benefits you may be able to obtain. How It Works If you suffer an injury or a workplace-related illness, you will first need to report the problem to your emplo...

Common Causes of Spinal Injuries and How a Lawyer Can Help

stethoscope A spinal injury can lead to devastating consequences, including a loss of mobility and quality of life. In some cases, the damage can be so extensive that it can require around-the-clock care. This type of injury can also result in enormous medical expenses, as well as other costs associated with accommodating accessibility in and out of the home. If you or a loved one suffered a catastrophic spinal injury due to the negligence of another person or company, you may be able to obtain compensation f...

National Birth Defects Awareness Month

childrens-feet-883100_1920 National Birth Defects Awareness Month is an annual observation that occurs in January. It is a time to reflect on one of the most crushing types of tragedies that anyone can face and to provide support to those affected. A Major Problem A baby is born with a major birth defect every 4.5 minutes in the U.S. Birth defects are the leading cause of death among infants in our country and account for approximately 20 percent of all deaths within a baby’s first year....