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The Next Steps After Your Homeowners Claim is Denied

Written by on June 17, 2025
A storm hits New Orleans, damaging your roof and flooding parts of your home. You trust that your homeowners insurance will cover repairs — but then a denial letter arrives, leaving you overwhelmed and frustrated. You are not alone. Many homeowners run into this situation every year. If your claim has been denied, Irpino Avin & Hawkins is ready to help you challenge the decision and fight for the protection you paid for.

Understanding Why Insurance Claims Get Denied

Insurance companies deny claims for many reasons, including:
  • Missed deadlines when reporting damage
  • Insufficient documentation, such as missing photos or estimates
    • ...

What Compensation Can Maritime Workers Receive After an Injury?

Written by on May 13, 2025
Maybe you're a deckhand thrown off balance during rough weather on the Mississippi River. Maybe you slipped on an oil-slicked dock at the Port of New Orleans, or a piece of faulty equipment gave way while you were loading cargo. Now you’re hurt—and the medical bills are piling up. You may be wondering: Do I file a regular workers' comp claim? Is my employer supposed to pay my medical bills? What if I can’t go back to work anytime soon? If you work offshore, on vessels, docks, or shipping terminals, your injury doesn’t fall under standard state workers’ compensation laws. Instead, you’re likely covered under

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How Long Do You Have to File a Wrongful Death Claim?

Written by on March 20, 2025
Losing a loved one is heartbreaking. But when that loss is caused by someone else’s careless or reckless actions, the pain is even deeper. You may be left with questions, financial stress, and a strong sense that justice must be served. If you are in this situation, Louisiana law may allow you to file a wrongful death claim—but you only have a short time to act. Knowing your rights and understanding the legal deadlines is the first step toward protecting your family and your future. What Is a Wrongful Death Claim? A wrongful de...

The Next Steps After Your Homeowners Claim is Denied

Written by on February 19, 2025
Picture this: A storm tears through your New Orleans neighborhood, leaving behind roof damage, flooding, or structural issues. You file a claim with your homeowners insurance, expecting coverage—only to receive a denial letter. Now what? A denied insurance claim can feel like a dead end, but it doesn’t have to be. Insurance companies don’t always get it right, and you have legal options to challenge their decision. Whether your claim was denied due to technical errors, disputes over policy coverage, or bad faith tactics by the insurer, taking the right steps can make all the difference. At

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What To Do After a Car Accident That’s Not Your Fault?

Written by on January 8, 2025
You’re driving home from work on Canal Street when a distracted driver runs a red light, slamming into your car. The impact jolts you, and your heart is racing. The other driver gets out, apologizing and insisting it was just a mistake. What now? Should you call the police? Will your insurance cover this? How do you make sure you're protected? Knowing what to do right after a car accident can protect your health, finances, and legal rights. At Irpino Avin & Hawkins, we help New Orleans residents take control after an accident. Here’s how you can protect yourself and build a strong ca...